The performance gains by the group were broad-based, with wealth solutions playing a part in the result, the CEO said.

Standard Chartered today reported that profit, attributable to ordinary shareholders, rose 20 per cent year-on-year (on an underlying basis) to $1.208 billion in the third quarter of 2025. 

Operating income rose 5 per cent to $5.147 billion; costs rose 4 per cent to $2.952 billion, while credit impairments rose 10 per cent to $195, the London-listed banking group said in a statement.

The lender had a Common Equity Tier 1 ratio – a standard international measure of a bank’s capital shock absorber – of 14.2 per cent at the end of September, unchanged from a year ago. Return on Tangible Equity stood at 13.4 per cent, rising 260 basis points.

“Progress is broad-based, but our sharper strategic focus on servicing our clients' cross-border and affluent banking needs is paying off, with strong double-digit growth in wealth solutions and global banking, alongside good momentum in our global markets flow business,” Bill Winters, group CEO, said.

Wealth solutions
Within its wealth solutions area, operating income rose 28 per cent in the quarter from a year earlier to $890 million; within that area, investment products income rose 36 per cent, and bancassurance rose by 6 per cent. The wealth solutions overall result was boosted by momentum in affluent new-to-bank onboarding, with 67,000 clients onboarded during the third quarter of 2025. 

Affluent net-new-money inflow in the third quarter was $13 billion with a higher proportion of wealth sales than in the previous quarter, Standard Chartered said. 

Over the past year, shares in the bank, which earns the bulk of its revenue outside the UK in areas such as Asia-Pacific, have risen more than 60 per cent.