Standard Bank Offshore, has launched its Quantum Plus 3 structured product, the latest in a series designed to return investors’ initial capital along with fixed interest returns and participation in potential stock market growth.

The product divides investors’ capital equally between two deposits, Quantum and Plus. The former offers 4 per cent interest per annum and is redeemed in full after the first year, while the Plus half is linked to any stock market growth which occurs over the product’s 5-year life span, with a participation rate of 70 per cent.

“Given the current economic and political uncertainty, now is an ideal time to commit to a product which provides peace of mind along with the opportunity to take advantage of continued stock market recovery,” said Adam Hunt, Standard Bank Offshore’s head of high net worth clients.

“For clients who wish to access a product which has been designed to return at least the capital deposited in full at maturity, Quantum PLUS 3 offers a combination of potential market-related returns and a high yield on the Quantum portion.”

Open for investment up to 17 August, deposits in the product are available in sterling, US dollar or euro and the minimum investment amounts in the product are £10,000, $20,000 or €15,000.