Australia and New Zealand Banking Group has promoted Fred Bertram to chief operating officer ING Australia, ANZ’s wealth management joint venture with ING Group. Mr Bertram was previously managing director of operations technology and shared services, India. ING has 51 per cent interest in ING Australia, the wealth management joint venture formed with ANZ in 2002. ANZ has also appointed Susie Babani as group general manager HR. Previously global head of human resources for HSBC Insurance in London, she replaces Shane Freeman who has succeeded Mr Bertram as managing director of operations technology and shared services India. The changes will be effective from early 2008.