The UK-based firm says it is helping to democratise access to Lombard loans – which can be used to obtain liquidity without having to sell the underlying assets and thereby incur a taxable capital gain.

Wealthtech firm Firenze, which says it is redefining Lombard lending, has entered a strategic partnership with Söderberg & Partners Wealth Management, the UK arm of the Söderberg & Partners, a Swedish advisory firm.

The deal allows Söderberg’s UK-based advisors to offer their clients Lombard loans – borrowing secured against investment portfolios. This obviates the need to liquidate assets, thereby avoiding capital gains tax and maintaining market exposure. Such tax considerations take a sharper edge amidst concerns of possible further UK tax hikes in the autumn.

Firenze enables mass-affluent clients and those outside the traditional private banking universe to unlock liquidity without disrupting long-term investment strategies. Through its platform, clients can access loans from £65,000 (approximately $83,000) upwards, secured against liquid investment portfolios. WealthBriefing interviewed CEO David Newman (pictured) in April this year.

“This partnership strengthens our proposition by equipping advisors with another powerful lever – strategic borrowing. It enables us to offer more holistic advice, deepen client relationships, and ultimately grow assets under management,” Nick Raine, CEO of Söderberg & Partners Wealth Management, said.

Lombard loans, secured against liquid investment assets such as equities, bonds, funds, or commodities, offer a more streamlined application process compared with traditional lending products. Their flexibility makes them an attractive option for clients seeking to access liquidity without liquidating investments, thereby avoiding capital gains tax liabilities or disrupting long-term financial strategies. Given their highly liquid collateral, Lombard loans also offer competitive interest rates and substantial borrowing capacity relative to portfolio value, the firm said. According to Deloitte, the global Lombard lending market currently stands at $4.3 trillion and is expanding at a rate of 5 to 10 per cent per annum.

The Firenze/Söderberg integration is powered by Seccl, the custodian and platform technology provider used by Söderberg in the UK, the statement said.

Earlier in 2025, Firenze closed a £2.5 million seed funding round led by Outward VC, known for backing fintech names such as Curve and PrimaryBid. Firenze has also secured a £160 million funding line through a partnership with Monument Bank, the UK-based digital bank which caters exclusively to the mass-affluent segment.

Firenze works with wealth managers representing about £75 billion in assets under management.