AXA Wealth's off-platform pension and onshore bond businesses are now Retail Distribution Review-ready, in advance of the full AXA Wealth proposition before year-end.

The firm's retirement wealth account and onshore investment bond will facilitate advisor charging with options including initial, spread initial (on regular premiums), on-going and ad hoc advisor charging that can be taken on pre- and post-RDR assets.

There is also a "flexible option", allowing advisors to take charges up to a client-agreed maximum limit. The firm said any existing payment taken on pre-RDR assets can continue in accordance with the FSA rules.

Advisors will also be able to place charges on products that are currently closed to new business, but which existing clients can still invest in.