When the banking group, headquartered in Switzerland and now operating in multiple locations, said it was integrating a payments network called Mesh, the move was designed to remove certain difficulties for users holding and trading cryptos and digital assets. We spoke to the bank about its strategy.

There is ferment about cryptocurrencies and digital assets, but a barrier in the past has been that potential users have been put off by the complexities of opening an account and trading entities such as bitcoin.

Making the “user experience” as painless as possible is a large reason why AMINA Bank, the Switzerland-headquartered digital assets specialist firm, has integrated a crypto payments network known as Mesh. It announced this move in July. 

“User experience is an issue and that has always been a blocker for advancing the next phase of growth,” Myles Harrison, chief product officer at AMINA, told this publication in a recent call. Based in Zug, Switzerland, he joined the bank about three years ago. 

“We are seeing non-traditional users starting to interact with digital currencies for the first time,” Harrison said. The Mesh deal weakens some of the reluctance that hitherto may have held people back, he said.

The significance of the Mesh partnership is that for years, a barrier to adoption of cryptos/stablecoins and other digital entities has been a challenging client experience, he continued. 

For AMINA, which was founded in 2018, breaking down certain barriers to usage where possible is obviously important. The bank and its related entities have bases in Abu Dhabi, Austria, and Hong Kong, and a variety of licences in these jurisdictions. The rise of such institutions, straddling traditional banking and the crypto/digital assets world, is an example of cryptos and related entities becoming more mainstream. 

Removing the hassle
In the past, some users had been “uncertain where to begin” when looking at cryptos, Harrison said. “We take all the hassle and complexity out of it.”

“We see traditional corporate clients…their Treasurers hear about [digital assets such as stablecoins] and are being pushed to use it and get more cost-effectiveness in their business when a stablecoin comes into play,” he said. 

Mesh allows clients to verify wallet ownership, and deposit stablecoins and digital assets in a single, streamlined flow across more than 300 wallet providers. 

AMINA wants to ride a rising wave of stablecoin usage, for example. Citing figures from Bessemer Venture Partners, AMINA said real-world stablecoin payments doubled in 2025 to $400 billion even as broader crypto markets declined. Some 60 per cent of rising stablecoin volume came from business-to-business flows in areas such as corporate treasury, cross-border settlement, and payment service providers clearing transactions for their clients.

The APAC region is fertile for stablecoins as people, such as offshore contractors, expect to be paid in forms that aren’t reliant on domestic fiat currencies in specific countries, Harrison said.

AMINA, which began talking to Mesh about two years ago, has also been looking at the client experience issue for some time. “We knew that this was a pain point,” Harrison said. 

“We were in a position where we couldn’t solve this issue on our own and needed a partner to work with,” he continued. 

Working with Mesh also gives AMINA supplementary KYC information that helps both the business and clients.

As regulations evolve and hopefully harmonise, developments such as the partnership with Mesh will keep AMINA at the forefront of the market, he added.  

AMINA’s most recent licence was in 2025, when it received a CASP licence from Austria’s Financial Market Authority under the Markets in Crypto-Assets (MiCAR) framework. In 2023, the bank won the European WealthBriefing Award in the Digital Assets Solution, Fund Manager category. Last year, this news service interviewed AMINA in Hong Kong about developments in the city, and further afield.