The Credit Solutions offering provides portfolio collateral based lending services to clients who are looking at leveraging their existing assets for creating liquidity for personal, investment or business purposes.

“This new offering is a significant addition to the existing suite of wealth management services offered by RBS Private Banking which include banking, investments and wealth planning,” the bank said in a statement.

"If we take a holistic look at the combination of products and services that form the portfolio of a typical HNW client's needs, we will find that credit occupies a prominent place in the mix. Whether it is for short-term liquidity generation or for ongoing investment leverage, our new Credit Solutions offering considerably raises the flexibility that clients have in the management of their assets,” Shiv Gupta, managing director, RBS Private Banking India, said.

The introduction of this service brings the product range of RBS Private Banking in India in line with its international wealth management businesses in London, Switzerland, Singapore and Hong Kong, the bank said.

"We expect a keen response from our clients to the Credit Solutions offering." Gupta added.