The poll of around 1,200 expats showed that 51 per cent of them expected to take part in some sort of “extreme sporting activity” while living abroad. What’s more, that is a 10 per cent rise from when expats were questioned about this matter a year ago. The term applies to activities such as off piste skiing, boarding, quad biking, skydiving, hang gliding, jet skiing, windsurfing, kayaking and rock climbing which have become increasingly popular since the early 1990s.

Of course, a firm such as MediCare International, which operates in the insurance sector, wants to encourage expats to get as much insurance as they require, so if expats are hurtling down virgin ski slopes, whizzing through the air with hand gliders and clambering up mountains, they need insuring.

“Generally expatriates today have a good holiday allowance coupled with a high disposable income, meaning they can take part in more adventurous, activity-oriented holidays. While the majority of leisure pursuits will not affect an insurance application, participating in what are considered extreme sports could affect your international medical insurance,” the firm said with masterly British understatement.

So, wealth managers, if you know that your expat clients enjoy such extreme activities, it pays to remind them about getting adequate insurance. It is all part of the service.