If the minimum initial amount of £5,340 (about $8,410) were invested in the new Regular Income Bond, the monthly return would be £27.76 and investors would receive £1,666 over the entire term. 

Repayment of initial capital at the end of the plan is subject to the performance of the FTSE 100 index during the term. If the index drops more than 50 per cent below its initial index level at any point during the term and at maturity is below the starting level, the capital repayment will be reduced by the percentage by which the index has fallen between the starting level and maturity, otherwise capital is repaid in full.  

The product is aimed at "investors who are looking for a monthly income higher than that available from cash or some fixed rate bonds and are willing to accept a degree of risk to their capital."